MoonPay Secures New York Trust Charter, Expanding Its Regulated Financial Infrastructure
By Lidia Yadlos
MoonPay has reached one of its most significant regulatory milestones yet: the company has officially been granted authorization from the New York State Department of Financial Services (NYDFS) to operate under a New York Limited Purpose Trust Charter.
This approval places MoonPay inside one of the most selective regulatory categories in the world — joining companies like Coinbase, PayPal, Ripple, and NYDIG who hold both the NYS BitLicense and the New York Trust Charter. MoonPay obtained its BitLicense in June 2025; today’s news completes the pairing.
And in a moment where institutional-grade infrastructure is becoming the competitive frontier, MoonPay now stands at the center of the most respected regulatory framework in U.S. digital finance.
A New Phase for MoonPay’s Institutional Expansion
The New York Trust Charter authorizes MoonPay to offer:
Digital asset custody
OTC (over-the-counter) trading services
All under NYDFS supervision — widely regarded as one of the toughest, most comprehensive digital-asset regulatory environments worldwide.
“Receiving our New York Trust Charter reflects our commitment to meeting the highest standards of compliance, security, and governance. It enables us to deepen relationships with global financial institutions, expand our regulated service offerings, and continue bridging traditional and digital finance in a trusted way.”
This approval also reinforces MoonPay’s rapidly growing enterprise strategy. The company recently launched its enterprise stablecoin business, enabling institutional partners to issue fully reserved digital dollars across multiple blockchains. MoonPay Trust Company now provides what insiders describe as a potentially genius compliant pathway for future stablecoin issuance — subject to NYDFS approval.
A Strengthened Global Regulated Footprint
The launch of MoonPay Trust Company expands the company’s licensed capabilities across the U.S. and complements its regulatory presence in:
the UK
the EU
Canada
Australia
With over 30 million customers and nearly 500 companies building on MoonPay infrastructure, this Trust Charter marks another step toward becoming the default compliance-grade layer for institutions entering digital assets.
MoonPay provides secure, simple tools that let users buy, sell, send, receive, and manage digital assets using everyday payment methods — from cards to Apple Pay, PayPal, Venmo, and more.
The company powers core crypto infrastructure for partners across fintech, entertainment, consumer brands, and Web3 platforms.
MoonPay is changing payments.
Published on MoonPay
MoonPay Secures New York Trust Charter, Expanding Its Regulated Financial Infrastructure